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This page includes the Target Market Determinations for CUPRA Financial Services (“us”) financial products (issued by Volkswagen Financial Services Australia) ABN 20 097 071 460, ACL Licence No 389344.


What is a Target Market Determination?

A Target Market Determination is a document created by us, which provides:

  • consumers and distributors with an understanding of the class of consumers for which this product has been designed
  • the objectives, financial situation and needs of those consumers and the related product
  • the conditions and restrictions on how our products can be distributed to our customers;
  • triggers or events that will require us to review a products Target Market Determination; and
  • information that third party distributors must provide us.


This document is not to be treated as a full summary of the product’s terms and conditions and is not intended to provide financial advice. Consumers must refer to any supplementary documents which outline the relevant terms and conditions when making a decision about this product. We strongly recommend that a customer seek independent financial and legal advice prior to taking out a financial services product.

Download Target Market Determinations for our Financial Services Products.


Why does CUPRA Financial Services need to have Target Market Determinations?

We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This is to ensure we keep customers at the centre of our design and distribution of our financial products.


Dealers and third party distributors in relation to CUPRA Financial Services products

Accredited dealers or brokers engaging in retail product distribution under the Product Design and Distribution Obligation (PDDO) regulations, must report information outlined in the product Target Market Determination (TMD) within a specified timeframe to us.

If you’re looking to report or provide feedback in relation to our financial products as outlined in our TMD, you can email productmonitoring@vwfs.com.au. Volkswagen Financial Services Australia Pty Ltd ABN 20 097 071 460

Important Forms

Below you will find some important forms you may need during the life of your loan.


Apply online




Direct Debit Form

Direct Debit Form



Third Party Authorisation Form




Electronic Consent Form


^CUPRA Choice consists of an option to return your vehicle to CUPRA Financial Services (CFS) ABN 20 097 071 460, Australian Credit Licence 389344, at the end of the term and requires CFS to purchase the vehicle at an agreed price determined by CFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to CFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new and demonstrator CUPRA vehicles. Fleet, government, rental buyers, hire car and chauffeur companies excluded. 
View our CUPRA Finance Privacy Policy here.


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