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CUPRA master. How to be part of CUPRA

CUPRA Choice

CUPRA Choice^ is a flexible finance solution providing you with a Guaranteed Future Value^ (GFV) of your vehicle. At the end of your contract term, you have the option to trade in, retain or return your CUPRA.

Your benefits

Cupra

PEACE OF MIND

Know the minimum future value^ of your CUPRA right from the start.

OPTIONS

You have three options at the end of your CUPRA Choice^ contract.

TAILORED FINANCE

Solutions based on the term and kilometre usage of your vehicle. 

THE BEST INNOVATIONS

Upgrade your CUPRA to the latest model more often.

The choice is yours

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  1. Choose your favourite CUPRA model and enjoy peace of mind knowing its minimum future value^.

  2. Choose your preferred term of 12, 24, 36, 48 or 60 months, along with an annual kilometre allowance and repayment options.

  3. Choose one of three end of term options: trade in, retain or return.

Your loan. Your choice.

At the end of your loan, you can trade in, retain, or return your vehicle.

Cupra
  1. TRADE IN

    Trade in your CUPRA for a new one. If the trade-in value is higher than the GFV^, you can use the equity towards it.

  2. RETAIN

    If you've met the payment obligations under your contract, you can purchase your vehicle outright for the GFV^ amount.

  3. RETURN

    Return your CUPRA at the end of the term if the vehicle meets the agreed kilometre and Fair Wear and Tear requirements^.

Maintaining your vehicle

Cupra

Maintaining your vehicle

To ensure the integrity of the GFV^ Program, your CUPRA must be in acceptable condition when you return it to us (as outlined in our Fair Wear & Tear Guide), and must not exceed the kilometre limit. If you exceed your nominated kilometre allowance, every kilometre over your limit is charged at 66 cents per kilometre. However, this won’t affect your ability to trade in, retain or return your vehicle.

 

To ensure the integrity of the GFV^ Program, your CUPRA must be in acceptable condition when you return it to us (as outlined in our Fair Wear & Tear Guide), and must not exceed the kilometre limit. If you exceed your nominated kilometre allowance, every kilometre over your limit is charged at 66 cents per kilometre. However, this won’t affect your ability to trade in, retain or return your vehicle.

 

CUPRA Fair Wear & Tear Guide

Target Market Determinations

Welcome light of the CUPRA Formentor, ready to our CUPRA Masters

Target Market Determinations

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (the target market) and any conditions around how the product can be distributed to customers.

Download Target Market Determinations

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (the target market) and any conditions around how the product can be distributed to customers.

Download Target Market Determinations

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DO YOU HAVE ANY OTHER QUESTIONS?

For more information, contact CUPRA Financial Services.

CUPRA terms and conditions


±For approved applicants of CUPRA Financial Services (CFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new in-stock CUPRA Ateca, Leon, Born, and Formentor models with CUPRA Choice Guaranteed Future Value^. Maximum term 36 months. Orders taken from 01/10/2024 and delivered/settled by COB 31/12/2024. Excludes non-GFV loans, rental orders, direct fleet orders, sales demonstrators, and courtesy vehicles registered on or after 01/10/2024, and used vehicles. While stock lasts. Fees, charges, T&C’s apply. Comparison rate based on a 5-year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.


^CUPRA Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by CUPRA Financial Services (CFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to CFS at the end of your term, CFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to CFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and CFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

 

[W1] Warranty conditions and exclusions apply. Your rights under this warranty are provided in addition to, and in some cases overlap with, consumer guarantees under Australian Consumer Law and do not limit or replace them.


[R1] CUPRA Roadside Assist is provided by 365 Assistance Pty Ltd ABN 59 160 076 200 trading as ‘365 Assistance’ (‘365’). Whenever you request roadside vehicle assistance, you will be making that request to 365 Assistance, who will provide the services as per the terms and conditions provided. *Terms and conditions, limits and exclusions apply. Click the link above for more details.

 

[C1] Safety technologies are designed to assist the driver, but should not be used as a substitute for safe driving practices.

[C2] Fuel consumption figures according to ADR 81/02 derived from laboratory testing. Factors including but not limited to driving style, road and traffic conditions, environmental influences, vehicle condition and accessories fitted, will in practice in the real world lead to figures which generally differ from those advertised. Advertised figures are meant for comparison amongst vehicles only.

[C3] Wireless App-Connect featuring wireless Apple CarPlay® & wireless Android Auto™ is compatible for selected apps with the latest smartphone versions of iOS and Android, active data service required, optional connection cable (sold separately).

[C4] Leather appointed seats and/or steering wheel has a combination of genuine and artificial leather, but is not wholly leather.

[C6] Some paint colours will incur an additional cost.

[C7] Optional packages will incur an additional cost.

[C8] Vehicle shown with optional sunroof available at an additional cost

[C9] Overseas model shown, local specification may vary.

[P1] CUPRA Australia may collect, hold and use your personal information for a range of purposes, including any purpose identified or inferred at the time of collection, including for marketing to you, identifying you and any CUPRA vehicle you own, to offer you services, marketing materials, lifestyle content or other offers. You are not required to provide your personal information, or your real name. However, if you choose not to provide us with your personal information or your real name, we may not be able to fulfil the purpose(s) described above. For full details, see our Privacy Policy.

 

[F2] For approved applicants of CUPRA Financial Services (CFS) ABN 20 097 071 460, Australian Credit Licence 389344. Excludes other offers. While stock lasts. Fees, charges, Terms and Conditions apply. Subject to CFS lending criteria. CFS may require an establishment fee, different deposit, term and/ or final payment, which will result in a different weekly repayment. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. CFS reserves the right to extend, withdraw or change all offers at any time. If you want to reserve a CUPRA Vehicle, a Reservation Fee of $1000 is required. If you enter a contract to purchase your CUPRA Vehicle the $1000 will be treated as a deposit on the purchase. If you cancel a reservation for a Formentor, Ateca or Leon, the $1000 will be refunded to you. If you cancel a reservation for a CUPRA Born, $750 will be refunded to you.

 

[F3] CUPRA Choice has a Guaranteed Future Value (GFV) which is the minimum value of your CUPRA at the end of your finance contract as determined by CUPRA Financial Services (CFS) ABN 20 097 071 460 Australian Credit Licence 389344. If you decide to return your car to CFS at the end of your term you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to CFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if the product is right for you, please see our Target Market Determination on our website. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

View our CUPRA Finance Privacy Policy here.